Insurance FAQs

Got questions about insurance in Texas? You’re in the right place. Top Hand Insurance Group LLC is an independent insurance agency based in San Antonio, serving families and businesses all across Texas. Here are straight answers to the questions we hear most about auto, home, renters, life and commercial insurance.

What does “Top Hand” mean?
On a Texas ranch, the top hand is the one everybody counts on: the most skilled, most trusted person on the crew. That’s the job we signed up for. We work hard for our clients, tell it straight, and show up when it matters most.

Is Top Hand Insurance Group the same agency as Oasis Insurance Group?
Yes. Oasis Insurance Group is now Top Hand Insurance Group LLC. Same people, same service, same commitment to our clients, just a new name. Your policies and your agent haven’t changed.

How can I find affordable auto insurance in San Antonio, Texas?

As an independent agency, we’re not tied to one insurance company. We shop your auto coverage with multiple carriers to find the right mix of protection and price for San Antonio drivers, so you’re not stuck with whatever one company offers.

Can an independent insurance agent compare multiple insurance companies?

Yes, and that’s the biggest advantage. We work with several insurance companies, so we can line up your options side by side and help you choose the coverage that fits your needs and your budget.

Do you offer renters insurance in San Antonio?

We do. Renters insurance helps protect your belongings and covers personal liability and other covered losses. It’s usually affordable, and pairing it with your auto policy may earn you a discount, depending on the insurance company.

What types of life insurance does Top Hand Insurance Group offer?

We help individuals and families find life insurance that protects the people who depend on them. We’ll walk you through the options and compare coverage based on your family’s needs, goals and budget, with no pressure.

What insurance does a small business in Texas need?

It depends on what you do, where you work, and whether you have vehicles, employees or property. We’ll help you look at options like general liability, commercial auto and commercial property, and build coverage that fits how your business runs. We can also offer coverage for all 50 states.

Do you provide commercial auto and trucking insurance in Texas?

Yes, and all 50 states. We work with contractors, trucking companies, towing operations and other Texas businesses that rely on vehicles to get the job done. Coverage options and eligibility vary by insurance company, and we’ll help you find a good fit.

How quickly can I get an insurance quote?

Many personal insurance quotes, like auto, home and renters, can be started the same day. Commercial insurance usually takes a bit more information, but we’ll keep the process moving and keep you updated.

How do I get an insurance quote from Top Hand Insurance Group?

Request a quote right here on our website, or give us a call. We’ll gather a few details, get to know what you need, and compare your options.

Why should I use an independent insurance agency instead of buying directly from one insurance company?

When you buy directly from a single company, you only see that company’s prices. We compare coverage and pricing from multiple carriers, and we stay in your corner at renewal time and when you have a claim.

Can Top Hand Insurance Group help me bundle my home and auto insurance?

Absolutely. We’ll compare home and auto options and let you know whether bundling saves you money. With many insurance companies, bundling can mean discounts and one less bill to keep track of.